If you were injured in a moving truck accident, you may be confused about what comes next. Moving truck accidents aren’t like other types of motor vehicle crashes. Is the moving truck company to blame? Or should you pursue a case against the driver?
In Texas, moving companies must be licensed and insured under state law. If a driver hits you, you may be able to pursue a claim for money against the moving company’s insurance company.
Some moving companies also offer motorists who rent trucks from them the option to purchase additional liability insurance in case they are involved in an accident. If the driver who hits you has this type of policy in place, you can probably also pursue a claim against that policy. Additionally, it’s possible you can bring a claim against the driver’s personal auto insurance policy, even though they weren’t driving their own vehicle at the time of the accident. This will depend on the type of auto policy they have.
Finally, in some moving truck accident cases, the crash is caused by a truck that is improperly inspected or maintained. If a tire blows or the brakes go out and a crash results, you may be able to bring a case against the moving company for negligence.